Dental Assurance Plan

 

Dentistry of Highland Village is excited to offer the Dental Assurance Plan, which offers a cost effective option to patients that don't have traditional dental insurance. The primary difference between dental and health insurance is the ridiculous low yearly limits on coverage. As a patient, you pay your monthly premium and if you have almost any major dental work done you will max out your yearly benefit or be nominally covered due to confusing dental insurance rules. Traditional dental insurance is great for preventive care but falls short when you have a real dental problem. Dentistry of Highland Village has instituted the Dental Assurance Plan so your family can feel safe and covered. In addition to restorative work, the Dental Assurance Plan covers a portion of cosmetic work, which almost no traditional insurance covers.

How the Plan Works

The Dental Assurance Plan works very similar to a traditional insurance plan except that your coverage is only valid at a Dentistry of Highland Village location. You will get the same level of benefits for a service regardless of your choice dentist or location as long as it’s a Highland Village Dental location.

Dentistry of Highland Village will charge only the patient portion of the services provided. We will discount the services provided based on the usual and customary fees and the benefits coverage table below.

You can arrange for a pretreatment estimate of benefits through Dentistry of Highland Village to learn ahead of time how the plan might cover your need.

Cost of Coverage

The cost of your plan depends on the option you choose and the number of dependents you cover. Once enrolled in the plan, you pay the deductible and the co-payment when applicable. Coverage will only be honored at a Dentistry of Highland Village location. Dentistry of Highland Village has many specialties, which should accommodate most of you dental needs.

Patient will pay 60% of usual and customary fee.

General Dental Expenses Coverage  
Plan deductible (Individual/Family) None  
Preventive Care    
Preventive Services 100% Covered No Limit on X-rays – 100% covered
Full-Mouth Cavity Detecting X-Rays
Panoramic X-Rays
Two Complete Doctor Exams per year
Two Preventive Cleanings per year

Basic Services & Major Services

   
Basic & Major Services
(fillings, extractions, root canals, night guards)

40% covered

 

Specialist Services

   

Orthodontic Services

$500 covered

Invisalign® coverage only
$500 off All-Inclusive ONLY
All other specialist coverage
(*when offered at HST)

20% covered

Plan pays 20% and Patient pays remaining
80%

Cosmetic and Implant Services

   

Cosmetic Services

Teeth Whitening (Custom Trays) – 100% covered
Zoom2 Laser Teeth Whitening – 10% Covered
All other Cosmetic Services are covered at 15%
Lab Upgrades – Not Covered
Dental Implants covered at 15%

Patient will pay remaining portion of the usual and customary fees.

Maximum Benefits

   

Orthodontics

$1,000 lifetime maximum per eligible individual

Invisalign coverage only

All other services

$2000 Annual Maximum per person  

** Dentistry of Highland Village reserves the right to amend or change the coverage at any time. Patient cannot be insured through a traditional insurance carrier. Account credits cannot be applied toward services.

For more information about our Dental Savers Plan or to schedule an appointment, contact Dentistry of Highland Village today.